PM-JAY Budget Allocation 2025
How India funds the world's largest government health insurance programme
Updated: February 2025 4 min read
₹7,500 Cr
Budget 2025-26
~4%
Year-over-year increase
60:40
Centre:State ratio
₹1L Cr+
Total claims processed
Budget Growth Over Years
| Year | Allocation (₹ Cr) | Key Milestone |
|---|---|---|
| 2018-19 | ₹2,000 | Scheme launched |
| 2019-20 | ₹6,400 | Rapid expansion |
| 2020-21 | ₹6,400 | COVID-19 coverage added |
| 2021-22 | ₹6,400 | ABDM launched |
| 2022-23 | ₹6,412 | Hospital network expanded |
| 2023-24 | ₹7,200 | Treatment packages revised |
| 2025-26 | ₹7,500 | 70+ expansion funded |
How the Money is Spent
Claims (~75%)
75%
IT & Digital (~10%)
10%
Admin (~8%)
8%
IEC & Outreach (~7%)
7%
*Approximate breakdown based on available data. IEC = Information, Education & Communication
How PMJAY is Funded
Central Government (60%)
- • Budget allocated through Union Budget
- • NHA manages central funds
- • Covers most policy costs
State Government (40%)
- • SHA (State Health Agency) manages
- • States can add top-up coverage
- • Some states contribute more
💡 Note: North-eastern and special category states get 90:10 funding ratio (Centre bears 90%).
Impact of Budget Spending
7.5 Cr+
Hospital admissions funded
27,000+
Hospitals empanelled
₹14,000+
Avg. claim amount
FAQs – PM-JAY Budget
Disclaimer: Budget figures are based on Union Budget documents and may include estimates. Visit indiabudget.gov.in for official data.