Free Health Insurance India
Get ₹5 lakh free health coverage through Ayushman Bharat - India's largest government health insurance scheme
Free Health Insurance for All Eligible Indians
Free health insurance in India is available through the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), the world's largest government-funded health insurance scheme. Launched in 2018, this revolutionary program provides completely free health coverage to over 50 crore beneficiaries from economically vulnerable families.
The scheme offers ₹5 lakh annual health coverage per family with zero premium, zero registration fee, and completely cashless treatment at 27,000+ empanelled hospitals across India. This free health insurance covers all major medical procedures, surgeries, and treatments including pre-existing diseases from day one.
100% Free Coverage
No premium, no registration fee, no hidden charges. Completely free for eligible families.
₹5 Lakh Coverage
Annual health coverage of ₹5 lakh per family for all hospitalization expenses.
Cashless Treatment
No payment required at hospitals. Treatment is completely paperless and cashless.
Nationwide Access
Valid at 27,000+ hospitals across all states in India. Use anywhere in the country.
Family Coverage
Entire family covered under single card - up to 5 members per family.
1,949+ Procedures
Covers all major diseases, surgeries, and medical treatments including cancer, cardiac, kidney.
Free health insurance in India is available to families listed in the SECC 2011 database:
Rural Families
- • Families with kutcha house and roof
- • No adult member aged 16-59 years
- • Female-headed households
- • Families with disabled members
- • SC/ST households
- • Landless laborers
Urban Workers
- • Construction workers, plumbers, masons
- • Domestic workers, rag pickers
- • Street vendors, hawkers
- • Transport workers, drivers
- • Mechanics, electricians
- • Sanitation workers, gardeners
Check Eligibility
Visit beneficiary.nha.gov.in and enter your mobile number, Aadhaar, or ration card to check if you're eligible for free health insurance.
Visit Enrollment Center
Go to nearest CSC center or empanelled hospital with your Aadhaar card and family details.
Get Your Free Card
Complete biometric verification and receive your Ayushman card instantly. Start using free health insurance immediately at any empanelled hospital.