Ayushman Bharat Card
PM-JAY Golden Card providing ₹5 lakh free health coverage to 50 crore Indians
Ayushman Bharat Card, also known as PM-JAY Golden Card or Ayushman Golden Card, is a health insurance card issued under the Pradhan Mantri Jan Arogya Yojana (PM-JAY). This card provides ₹5 lakh annual health coverage per family for cashless treatment at over 27,000 empanelled hospitals across India.
The card is issued to eligible beneficiaries identified through the SECC 2011 database. It's a physical card with the beneficiary's photo, family details, unique Health Account Number, and a QR code for quick verification. The card is completely FREE and valid nationwide at all empanelled hospitals.
₹5 Lakh
Annual Coverage
27,000+
Empanelled Hospitals
50 Crore+
Beneficiaries
Photo ID Card
Physical card with beneficiary photo and family details
QR Code
Quick verification at hospitals using QR code scan
Health Account Number
Unique 17-digit number for identification
Family Coverage
All eligible family members listed on single card
Nationwide Validity
Valid at all empanelled hospitals across India
Digital Version Available
Download PDF version from NHA portal
No Expiry Date
Card remains valid as long as you're eligible
Biometric Linked
Linked to Aadhaar for secure verification
💰 ₹5 Lakh Annual Coverage
Get health coverage of ₹5 lakh per family per year for hospitalization expenses. This covers all major surgeries, treatments, and medical procedures.
🏥 Cashless Treatment
No payment required at empanelled hospitals. Show your card, get treatment, and hospital directly settles bills with National Health Authority.
🌍 Nationwide Portability
Use your card at any of 27,000+ empanelled hospitals across India. Treatment available in any state, not just where card was issued.
👨👩👧👦 Family Coverage
Entire family covered under single card (up to 5 members). ₹5 lakh coverage is shared among all family members.
🔄 Pre-existing Conditions Covered
All pre-existing diseases covered from day one with no waiting period. Chronic conditions like diabetes, hypertension fully covered.
📋 1,949+ Treatment Packages
Covers all major diseases including cancer, cardiac surgeries, kidney transplant, neurological procedures, and maternity care.
Check Your Eligibility
Visit beneficiary.nha.gov.in and verify if your family is eligible for Ayushman Bharat Card. Enter your mobile number, Aadhaar, or ration card details to check eligibility in SECC 2011 database.
Locate Card Generation Center
Find your nearest Common Service Center (CSC) or visit an empanelled hospital with Ayushman Mitra desk. CSC centers are available in most villages and towns across India.
Carry Required Documents
Take your original Aadhaar card (mandatory), ration card if available, and details of all family members. Ensure your Aadhaar has updated mobile number and address.
Complete Biometric Verification
At the center, provide your fingerprint and photograph for biometric authentication. This links your card to your Aadhaar and ensures secure access to benefits.
Receive Your Card
Your Ayushman Bharat Card will be printed immediately with your photo, family details, unique Health Account Number, and QR code. The card is valid for use at all empanelled hospitals nationwide.
Using your Ayushman Bharat Card for treatment is simple and completely cashless:
Visit Empanelled Hospital
Go to any empanelled hospital. Find hospitals at hospitals.pmjay.gov.in
Show Card at Ayushman Mitra Desk
Present your Ayushman card at the Ayushman Mitra help desk in the hospital
Complete Biometric Verification
Provide fingerprint for identity verification linked to your Aadhaar
Get Cashless Treatment
Receive treatment without any payment. Hospital directly settles bills with NHA
Important: No payment required at hospital for covered treatments. If hospital asks for payment, report to helpline 14555 immediately.
Physical Card
- ✓ Plastic card with photo
- ✓ QR code for verification
- ✓ Issued at CSC/hospital
- ✓ Durable and portable
Digital Card (PDF)
- ✓ Downloadable from NHA portal
- ✓ Save on phone/email
- ✓ Print when needed
- ✓ Equally valid as physical
Note: You can use either physical card, digital PDF, or even just your Aadhaar card for verification at hospitals. All methods are equally valid.
Important Points About Ayushman Bharat Card
- • Card is completely FREE - no annual premium or renewal fee
- • Valid nationwide at all 27,000+ empanelled hospitals
- • ₹5 lakh coverage is per family per year, not per member
- • No waiting period for pre-existing diseases
- • Card remains valid as long as you're in SECC 2011 database
- • Lost card can be reprinted at any CSC center
- • Treatment is 100% cashless - no payment at hospital
PM-JAY Toll-Free Helpline: 14555
Timing: Monday to Saturday, 9:00 AM to 6:00 PM
Email: support@pmjay.gov.in
Official Website: pmjay.gov.in
For queries about card generation, eligibility, hospital empanelment, or any issues related to Ayushman Bharat Card, contact the helpline.