Cancer, Heart Surgery & Dialysis Under Ayushman Card
Yes – all three are covered! Here's what you need to know about coverage for major diseases.
Updated: February 2025 5 min read
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Quick Answer: Yes, All Three Are Covered!
Cancer treatment, heart surgery, and kidney dialysis are all covered under Ayushman Bharat PMJAY – completely cashless at empanelled hospitals.
🎗️ Cancer Treatment Coverage
Chemotherapy (all types & cycles)
Radiation therapy
Surgical tumor removal
Biopsy & diagnostic tests
Mastectomy (breast cancer)
Supportive care & follow-up
| Cancer Type | Package Cost |
|---|---|
| Chemotherapy (per cycle) | ₹15,000 – ₹80,000 |
| Breast cancer surgery | ₹50,000 – ₹1,50,000 |
| Radiation therapy | ₹20,000 – ₹1,00,000 |
| Lung/colon cancer surgery | ₹1,00,000 – ₹2,50,000 |
❤️ Heart Surgery Coverage
Bypass surgery (CABG)
Angioplasty with stent
Heart valve replacement
Pacemaker implantation
Open heart surgery
Post-surgery rehabilitation
| Procedure | Package Cost |
|---|---|
| CABG (bypass surgery) | ₹1,20,000 – ₹2,70,000 |
| Angioplasty (with stent) | ₹50,000 – ₹1,30,000 |
| Valve replacement | ₹1,50,000 – ₹2,80,000 |
| Pacemaker | ₹50,000 – ₹1,10,000 |
Kidney Dialysis Coverage
Hemodialysis (up to 12/month)
Peritoneal dialysis
Kidney transplant surgery
Pre-transplant evaluation
Medicines & consumables
Follow-up care
💡 Note: Dialysis is covered as a day-care procedure. Each session of ₹1,500–₹2,500 is fully covered. Up to 12 sessions per month are allowed.
Tips for Getting Best Coverage
Choose hospitals with specialized departments (oncology for cancer, cardiology for heart)
Plan treatment to maximize ₹5 lakh annual limit across financial years if treatment is long-term
Ask the hospital to submit treatment plan for pre-authorization early
Keep all medical records organized – they help speed up pre-authorization
FAQs – Cancer, Heart & Dialysis Coverage
Disclaimer: Package costs are indicative. Actual coverage depends on treatment package approved. Visit pmjay.gov.in for official rates.