Ayushman Card Download

How to Use Ayushman Card at a Hospital

Everything you need to know about cashless treatment at empanelled hospitals with your Ayushman Bharat Card

Updated: February 2025 6 min read
100% Cashless
No payment required
27,000+ Hospitals
Empanelled across India
₹5 Lakh Cover
Per family per year
What to Carry to the Hospital

✅ Must Carry

  • • Ayushman Card (printed or on phone)
  • • Aadhaar Card (original)
  • • Doctor's referral letter (if referred)
  • • Previous medical reports

📋 Good to Have

  • • Ration Card (backup ID)
  • • Mobile with Ayushman Card PDF
  • • Passport-size photographs
  • • Family contact numbers
Step-by-Step Hospital Process
1

Visit Empanelled Hospital

Go to any PMJAY empanelled hospital. Look for "Ayushman Bharat" signboard. Check hospitals at pmjay.gov.in.

2

Find Ayushman Mitra Desk

Locate the dedicated PMJAY Help Desk near entrance or reception. The Ayushman Mitra guides you through everything.

3

Identity Verification

Ayushman Mitra verifies your Ayushman Card ID, Aadhaar Card (biometric/OTP), and photo matching.

4

Treatment Pre-Authorization

Hospital submits pre-authorization with diagnosis and treatment plan. Usually approved within 30 minutes to a few hours.

5

Receive Cashless Treatment

Get treatment completely free – surgery, medicines, diagnostics, room charges, ICU, food, and nursing care all covered.

6

Discharge & Follow-Up

Collect discharge summary. PMJAY covers post-hospitalization for 15 days including follow-ups and medicines.

What's Covered vs Not Covered

✅ Covered

  • • 1,929+ treatment packages
  • • Pre-hospitalization (3 days)
  • • Post-hospitalization (15 days)
  • • Cancer, heart surgery, dialysis
  • • Joint replacement
  • • All medicines & diagnostics

❌ Not Covered

  • • OPD consultations (generally)
  • • Cosmetic surgeries
  • • Fertility treatments
  • • Drug rehabilitation
  • • Non-surgical dental
  • • Spectacles & hearing aids
In Case of Emergency

Empanelled hospitals must treat you first in emergencies before verification:

Show Aadhaar Card – hospitals can verify eligibility with it

Emergency admission first, verification within 24 hours

Emergency Helpline: 14555 | 1800-111-565 (Toll-free)

FAQs – Using Ayushman Card at Hospital

Get Your Ayushman Card Ready

Download your card and find empanelled hospitals near you.

Disclaimer: This is an informational guide. Treatment coverage may vary by hospital and package. Contact 14555 for specific queries.