Do Apollo, Fortis, and Max hospitals accept Ayushman Card?

Many branches of major hospital chains like Apollo, Fortis, Max, Narayana Health, and Manipal Hospitals are empanelled under PMJAY, but not all branches. You must check empanelment status of the specific branch you plan to visit using the PMJAY portal or helpline.

Can private hospitals refuse Ayushman Card?

If a private hospital is empanelled under PMJAY, it cannot refuse treatment for covered packages. If they do, you can file a complaint at 14555 or through the Ayushman Bharat app. However, a non-empanelled private hospital is not obligated to accept the card.

Is the quality of treatment same at private hospitals under Ayushman?

Yes, empanelled private hospitals must provide the same standard of care regardless of whether the patient is paying or using Ayushman Card. The treatment protocols and package rates are standardized by NHA. If you face discrimination, report to 14555.

Do private hospitals charge extra for Ayushman patients?

No. Empanelled hospitals are strictly prohibited from charging any extra amount from Ayushman patients for covered treatments. This includes no charges for medicines, tests, food, or room during hospitalization. Any extra charging is illegal and should be reported.

Why do some private hospitals avoid Ayushman patients?

Some private hospitals may try to avoid Ayushman patients due to: (1) Lower package rates compared to their regular fees, (2) Delayed claim settlements, (3) Administrative burden. However, empanelled hospitals are legally bound to provide treatment. Report refusals to 14555.

How to get admitted to a private hospital with Ayushman Card?

Visit the hospital's Ayushman help desk, present your Ayushman Card and Aadhaar, get verified by the Ayushman Mitra, hospital sends pre-authorization request to insurance company, once approved (usually within 30 minutes to 6 hours), treatment begins cashlessly.

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Private Hospitals Accepting Ayushman Card

Yes, you can get cashless treatment at top private hospitals with your Ayushman Card

Updated: February 2025 5 min read

13,000+

Private hospitals empanelled

1,929+

Treatment packages

₹0

Patient cost

Major Private Hospital Chains on PMJAY

Many branches of these chains are empanelled (verify specific branch before visiting):

🏥 Apollo Hospitals

Multiple cities

🏥 Narayana Health

Pan-India

🏥 Fortis Healthcare

Select branches

🏥 Manipal Hospitals

South & West India

🏥 Max Healthcare

North India

🏥 Medanta

Select locations

Important: Not all branches are empanelled. Always verify at pmjay.gov.in/hospital or call 14555 before visiting.

How to Verify a Private Hospital's Empanelment

Visit pmjay.gov.in/hospital

Select your state and district

Set Hospital Type = Private

Search by hospital name or browse the list

Check empanelment status and available treatment packages

What's Included in Private Hospital Treatment

Hospital room & bed charges

Doctor & surgeon fees

All medicines during stay

Diagnostic tests & labs

Surgery & procedure costs

Food during hospitalization

Pre-hospitalization (3 days)

Post-hospitalization (15 days)

⚠️ Red Flags – When to Report

🚩 Hospital says "Ayushman Card not accepted for this treatment" (for covered packages)

🚩 Hospital demands deposit or advance payment

🚩 Hospital asks you to buy medicines from outside

🚩 Hospital provides lower quality care to Ayushman patients

🚩 Hospital refuses admission despite having beds

📞 Report any of these to: 14555 or through the Ayushman Bharat app

FAQs – Private Hospitals & Ayushman

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Search empanelled private hospitals for cashless treatment.

Disclaimer: Empanelment status changes frequently. Verify before visiting. Call 14555 for confirmation.